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Underground Service Lines

Find out how much is covered in your standard homeowners policy.
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AAA Minneapolis |
Underground Service Line and Utility Worker- Insurance Coverage

Did you know that underground service lines that run from the street to a home are the responsibility of a homeowner? This means that any sewer and water piping, as well as
underground electrical and communication lines running from the street to your house, are your responsibility to fix should a problem occur.

What you may not know is that these lines can be damaged due to causes that are not covered under your standard homeowners insurance policy, leaving you with a messy yard and a hefty bill to pay.

What damages are covered in an Underground Service Line policy?

  • Water
  • Waste disposal
  • Heating, including geothermal, steam, natural gas and propane
  • Electrical power
  • Communications, including internet access, telecommunications, wide area networks and data transmission
  • Drainage
  • Compressed air

If you want more information about Underground Service Line coverage options or would like a coverage review, contact the AAA Minneapolis Insurance Agency at 952-927-2518 or insurance@aaaminneapolis.com. AAA offers excellent coverage options from SECURA, including its MILE-STONE product. MILE-STONE offers essential coverages for your home and auto at an exceptional value. If you are a MILE-STONE policyholder, you can add Underground Service Line coverage to ensure you are protected from the unexpected.